Deeds and Title

Ownership and Deeds in South Carolina

Every state is slightly different in its laws regarding property ownership. Knowing the basics of property law generally in the United States can go a long way. However, as you buy and sell properties in a state, knowing that market’s specific laws and preferences can help to set expectations and make your transactions move forward more smoothly. 

In this article, we walk through some of the key ownership considerations in South Carolina.

Types of Ownership in South Carolina

South Carolina recognizes three basic types of ownership: sole ownership, joint tenants, and tenants in common. 

Sole Ownership in South Carolina

In this type of ownership, one individual or entity owns the property completely with no other tenants. South Carolina does not recognize community property, homestead, or dower and curtesy. This means that spouses can buy, sell, or own property without the involvement of the non-owner spouse. 

Joint Tenants in South Carolina

South Carolina recognizes joint tenancy with right of survivorship as a common form of joint ownership for non-spouses. This form allows multiple people or entities to own a title interest to the property, and comes with various rights and responsibilities. In particular, joint tenancies with right of survivorship involve all parties having equal ownership and the right to assume another owner’s interest in the event the other owner dies. 

Tenancy in Common in South Carolina

South Carolina also recognizes tenancy in common as a form of co-ownership for non-spouses. Tenancy in common allows multiple owners to own title in a property, but rather than owning equally, the owners can set varying ownership percentages. For example, one owner could own 51% of the property, with the other owning 49%. Additionally, an owner’s share would pass to the owner’s heirs upon death, rather than passing to the other tenants in common.

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Types of Deeds in South Carolina

The most common deed form in South Carolina is the warranty deed. Warranty deeds provide protection to the buyer in the form of a warranty by the seller that guarantees no issues with the title. Limited warranty deeds provide a guarantee that nothing has happened with the title during the time the seller has owned the property. Quitclaim deeds are insurable in South Carolina as well but not typically used to convey property in a traditional purchase/sale transaction. 


Knowing how a property is typically conveyed in a state, and what types of ownership are available for the title can go a long way to ensuring a smooth transaction. 

South Carolina is one of the most straightforward states when it comes to both ownership and document customs. Understanding basic ownership types and deed forms will go a long way to understanding South Carolina transactions. 

*The information provided on this site does not, and is not intended to, constitute legal, financial, tax, or real estate advice. Please consult your expert for advice in those areas. All content is for general informational purposes only and is not intended to provide a complete description of the subject matter. Although Blueprint provides information it believes to be accurate, Blueprint makes no representations or warranties about the accuracy or completeness of the information contained on this site. Specific processes will vary based on applicable law. The title and closing process will be handled by a third-party attorney to the extent required by law. Product offerings vary by jurisdiction and are not available or solicited in any state where we are not licensed.